# Lending Pools Lending Pools are **contributions from several participants to a common fund that finances the lines of credit** **that are assigned to the different Originators** within the EthicHub ecosystem. These funds are mainly intended for the improvement of agricultural production and the processing and export of the crop. {% hint style="info" %} Each **Lender chooses the amount and maturity of their contributions** (investments). **The minimum amount to invest is $50 USD** and the **available maturity is 6, 12 or 24 months**. Longer maturity brings a better interest rate. At the **maturity** of the loan, the investor will be able to **recover** the **principal** plus **interest**. {% endhint %} :green\_circle:**Current version (continuous interest):** If the maturity expires and the funds are not withdrawn, the loan will continue to generate interest according to the conditions chosen at the beginning. :green\_circle: **Next version (withdrawal period):** To make the availability of funds for Originators more efficient, in the near future it is planned to implement a withdrawal period upon loan maturity. If this period is 30 days, the investor will have this time to redeem the funds into her wallet. If at the end of those 30 days funds are not redeemed, they will be considered a continued investment, for a duration equal to that initially agreed upon. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://ethichub.gitbook.io/ethichub/en/financing-and-guarantee-mechanisms/lending-pools.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.